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Coin Piggy Bank Saving Jar, Winnsty Digital Coin Counter with LCD Display Large Capacity Money Saving Box for All US Coins (Blue) 4.3 out of 5 stars 2,027 $10.99 - $11.99.

Looking to learn how to bypass the Coinstar fee and save money?

It always feels like free money since I’m never actively thinking about cashing in my jar of loose change. Only once my jar is full and heavy, do I realize that it’s time to finally empty and collect my money.

If you’re like me, you’ve probably asked yourself (or Google), where are the coin machines near me?

However, during your research you may find that Coinstar charges a whopping 12% in fees!

Ouch.

Lucky for you, we have the answer to avoiding Coinstar fees altogether.

Avoiding the Coinstar Fee

If you don’t feel like counting coins one-by-one and then rolling them in those difficult paper rollers, you may want to consider Coinstar as a great alternative.

What is Coinstar?

You know those giant green machines found near the checkout of just about every grocery store in America? These machines allow you to dump all of your loose change into them and then it will count your change for you in a matter of seconds. However, there is a fee associated with the convenience of the machine.

What are the Coinstar Fees?

Coinstar charges a convenience fee of 11.9%! That means for every $100 of coins you put through the machine, you only get to keep $88 of it.

Is it worth it to use Coinstar? That answer is completely up to you, but there is a hack to workaround those hefty convenience fees.

The Hack to Avoiding the 12% Coinstar Fee

If you want to bypass the high fees that come with using Coinstar, there are few hacks you need to know about.

Instead of choosing to get paid out in dollar bills, you can choose to get paid out in Amazon gift cards and bypass the fees associated with Coinstar.

The minimum amount to receive an Amazon e-gift card is $5.00, with a maximum of $1,000.

But, if you’re not an Amazon shopper like me, there is one last option if you’re in a location within a Wal-Mart and some other retailers. You can get your receipt and use the funds toward purchase at Walmart or participating store. While I didn’t see much info online I know I’ve personally used this option at Walmart and Kroger stores in the past.

Donate Your Cash With Coinstar

While the nearly 12% fees still eat most of us, Coinstar does offer another positive alternative to using their services. You can now donate your coins directly to one of the seven charities they have partnered with.

The best part? They don’t charge you the nearly 12% fee!

Not to mention you are donating to a cause you believe in. Plus, it’s a tax write off so it’s a win-win-win!

Charities That Partner with Coinstar

Here’s a quick summary of the main charities that Coinstar has partnered with:

  1. Feeding America: A nationwide network with 200 food banks that help fight hunger in the United States.
  2. American Red Cross: The American Red Cross is where people mobilize to help their neighbors in emergencies whether across the street or across the world.
  3. WWF (World WIldlife Foundation): This charity helps stop the degradation of the environment to help protect and restore animals natural habitats
  4. Children’s Miracle Network Hospitals: Children’s Miracle Network Hospitals raises funds and awareness for 170 member hospitals that provide 32 million treatments each year to kids across the U.S. and Canada.
  5. United Way: Each donation helps fight for education, health, and financial stability for others in the community.
  6. UNICEF: This charity works in more than 190 countries to save and improve children’s lives by providing health care, clean water, and nutrition.
  7. Leukemia & Lymphoma Society: They are dedicated to finding more effective treatments and cures for blood cancers so patients can live a longer life.

Who knew that your spare change could be easily contributed to helping such great causes around the world? One thing to note, not all of the charities listed above are available on every kiosk. Make sure to check online to ensure you can donate to the charity of your choice.

Also, make sure to keep your receipt. Donations like these one are 100% tax deductible and want to keep the receipt for your future taxes.

Lastly, you might not have noticed that there is one other option besides an Amazon e-card or certificate. If you’re not a huge Amazon shopper or want to put your spare change to a good cause you have one other option.

How to Use Coinstar

Using Coinstar is pretty straight forward to cash in your spare change. At the kiosk, make sure to check e-gift card for Amazon, cash, or if you want to donate the money. Add your coins to the machine and wait until it is done counting them.

If you have any coins that aren’t accepted or foreign objects accidentally inserted, the coin dispenser will spit them back out in a slot below. Once the machine is done counting you will receive the cash, store certificate or Amazon e-gift card receipt.

Make sure to not lose that receipt it’s small and I’m not sure they have any way to help if you end up losing it.

Now, Is Using Coinstar Safe?

Machines never fail, right? Well, that’s not always the case. When using any coin machine there is always room for error.

A story ran back in 2016 about a TD Ameritrade kiosk being off by $44 off from a $300 total. That’s a huge amount of money you’re not getting back!

Coinstar does appear to be the leader in the coin machine industry and released this statement after people began doubting the coin machines after the 2016 ABC investigation. Here’s what they said:

“Its number one goal is to provide its customers with a satisfying and reliable experience…it has refined technology and implemented regular maintenance schedules to service, clean, calibrate and test the machines to ensure reliability and high accuracy levels…rigorous testing has delivered extremely accurate coin counting and more than 95% machine uptime.”

Finding A Coinstar Near Me?

You can find Coinstar machine at most grocery locations but make sure to check out their locations page here.

Here is a list of the most common stores to help you find a coin machine near you:

  • Albertsons
    CVS
  • Kmart Super Centers
  • Kroger (This includes a ton of brands underneath it including Fry’s Food and Drug, Pay Less Super Markets, Ralphs, Food 4 Less, Foods Co, and others)
  • Lowes
  • Rays Food Places
  • Target Superstores (these are bigger than normal Target stores and include a full grocery selection as well)
  • The Food Emporium
  • Walmart

Why Use Coinstar?

After reading about cashing your coins in a bank Coinstar takes away a lot of the frustration by making it simple and convenient. You don’t have to roll up your coins and make a separate trip to the bank. You can save gas money and combine the experience with a normal trip to your store.

The Future of Coinstar

While Amazon e-gift cards and donations are great the options are kind of limited. Especially since they used to have 5-7 different e-card options until 2018. But Coinstar is about to roll another feature later this year that is a huge benefit for you.

Coinstar and Doxo announced a partnership in April of 2018 that will allow you to pay some of your bills with the kiosk. Through this partnership, you will be able to pay bills including utilities, phone, car loans, cable, certain types of insurance, and more. All of this will be done using your spare change at up to 7,000 Coinstar kiosks by the end of 2018.

Not to mention, Doxo is a huge company so you will probably have access to at least one or two monthly bills that you are already paying. Doxo has a crowd sourced directory of more than 45,000 local and national billers.

The Banks

Did you know that not all banks actually accept coins anymore?

Yes, a government-backed entity like a huge bank doesn’t always accept your legal tender! How crazy is that? Is it even legal? I didn’t go too far down that rabbit hole but this seems ridiculous.

While some banks do have coin cashing machines in the lobby, they are usually reserved only for account holders. Typically, you have to enter your debit card and PIN before it will actually allow you to get cash for your coins. Even if they do have a coin machine it might not always be free, even if you bank with them!

Then there are banks like TD Bank which charges you a fee to use the machine. It’s hard to believe it’s so much effort to get cash for your coins even at banks.

Banks That Accept Rolled Coins

As you can see the list of banks that don’t accept coins that aren’t rolled isn’t many! Most banks choose to only accept them if you have them properly rolled.

This usually means you have to buy the device to help roll or do it manually. Most of the banks will provide wrappers for free but some of the banks will still charge a fee!

1. Bank of America

  • No fees for Bank of America customers
  • No fees for non-Bank of America customers

2. Chase Bank

  • No fees for Chase Bank customers with an unlimited amount
  • No fees for non-Chase Bank customers until $200. Anything above there are fees which weren’t disclosed online

3. BB&T

  • Fees vary for BB&T customers. They are free for under $25; 5% for more than $25
  • 10% Fees for non-BB&T customers (Yes, 10% at a bank!)

4. Cape Bank

  • No fees for Cape Bank customers
  • No fees for non-Cape Bank customers (and uncapped total amount unlike others on the list)

5. Citibank

  • No fees for Citibank customers unless you live in the state of Illinois in which there is a 5% of the total amount
  • No fees for non-Citibank customers unless you live in the state of Illinois in which there is a 5% of the total amount (Sorry Chicago readers)

6. Home State Bank

  • No fees for Home State Bank customers
  • 10% Fees for non-Home State Bank customers. Yikes, might as well head to Coinstar or a credit union for that price

7. JBT

  • No fees for JBT customers
  • 5%fees for non-JBT customers

8. Manasquan Bank

  • No fees for Manasquan Bank customers
  • 5% Fees for non-Manasquan Bank customers

9. Shelby Savings Bank

  • No fees for Shelby Savings Bank customers
  • 5% of the total amount for non-Shelby Savings Bank customers

10. U.S. Bank

  • No fees for U.S. Bank customers
  • No fees for non-U.S. Bank customers

11. Wells Fargo

  • No fees for Wells Fargo customers
  • No fees for non-Wells Fargo customers

12. People’s United Bank

  • No fees for People’s United Bank if you’re a customer
  • Unknown fees if you’re not a customer

13. Umpqua Bank (Pacific Northwest)

  • If you’re a customer they do not charge and coins don’t have to be rolled.
  • Unknown fees if you’re not a customer

If you don’t have any luck finding one of these locations near you, make sure to search for smaller banks and credit unions.

Credit Unions

If you’re not familiar there is a big difference between credit unions and banks, especially big banks like Chase and Bank of America. While banks have customers (and sometimes shareholders), credit unions are membership based. Once you get accepted based to the affiliation of the credit union you can become a member.

Credit unions tend to have more personalized service and don’t give you as much grief for want cash for your change! If you are a member, most of the bigger credit unions won’t charge you any fees. This is definitely one of the biggest perks of using credit unions!

And some credit unions have Coinstar type of machines that will allow you to give them your change without having to spend time rolling them.This is a huge time and money saver for you. Some credit unions do allow non-members to take advantage of their kiosks but they charge around 9-10%. Still a high rate but ultimately lower than Coinstar if you want cash.

Credit unions are also a great fit if you’ve had problems getting loans or credit cards due to a low credit score. They are much more likely to work with you than big banks.

If you don’t want the work of rolling your coins and finding a bank or credit union it’s time to learn about Coinstar.

Other Ways to Use Your Spare Change

If you’re not a fan of rolling coins, using Amazon, or paying 12% in fees, there a few lesser known options to best utilize your spare change.

Acorns App

Acornsis the free app that takes your spare change and not only saves it for you, but invests it for you using roundups from use on any of your debit or credit cards.

If you would like to see exactly how it works, you can check out our Acorns app review which explains in detail how Acorns works and why microinvesting is becoming wildly popular.

Self-Checkout to Pay for Normal Items

This is a method that you might love or hate. Personally, I always get frustrated when people using self-checkouts and are slow. To me, it kind of defeats the purpose entirely.

But, this method does let you save money so I understand. Instead of having to roll your coins for the bank or lose money to Coinstar, just pay for items with coins in the self-checkout.

You won’t have to pay any fees and can easily use self-checkouts at most grocery or retail stores. Maybe keep the total to a minimum not to hold up the line with $50 of spare change.

Find and Sell Rare Coins

I’ll admit this step requires a little more and is kind of a side hustle as much as anything else. Before you decide to use one of these options for your coins, double check to see if you have rare coins.

Sometimes you will be able to find coins that are of more value than the actual amount! Again, I want to preface that this will take more effort on your end and certainly not for every reader.

Here are some of the most common coins you can look for and potentially earn some extra money:

  • A buffalo nickel (this has a Native American and a buffalo on either side of the coin)
  • A penny made before 1982. This means the coin is 95% copper and worth more money!
  • A quarter, nickel, or dime minted prior to 1964. If it is prior to 1964 that means the coin contains silver and worth more money.

Plus if you have any older coins you can always go to a dealer and see if they are worth more to you than sitting in storage.

Donate to a Local Charity

If you don’t want to make a separate trip to find a Coinstar or don’t like the limited options you can always choose to donate your change. Religious institutions, community center, and the Salvation Army are among a few that will accept your donations. If you have international coins from your travels some of these places will also accept them as well.

Final Thoughts

Back in the day, this wasn’t something you needed to ask. Instead, you could just go to your local bank, get cash, and go about your day. Sadly, it’s just not the case anymore when it comes to trading your spare change for cash.

While getting money is always nice, it’s getting harder and harder to get 100% of your change converted to cash. With banks, machines, and high fees, you normally only get a fraction of your money. A lot of cases you only get around 90% of your “free money” after expenses!

It’s a shame that banks and our financial system have made it so difficult for people to get money for legal tender. What’s the point of having a piggy bank if you can only collect 90% of what you save? Probably not a great example from our financial institutions to teach our youth.

Maximize Your Change

But there are some alternatives to help you maximize your change for the full amount. This article will help you minimize those fees and find the best ways to get started.

Start clearing out your couch cushions, car consoles, and every random area of your house. With these methods, you can finally start using that change for something you actually need!

In today’s digital world coins and cash seem to be used less and less. Inevitably you will end up with spare coins that you need to cash out eventually. Besides, it’s not like you’re collecting interest on coins that are scattered throughout your life.

There are plenty of options to get started. Whether you roll your coins and take them to your local bank or take the fees and use Coinstar. And for quick purchases at the grocery store you can always carry your spare change with you. While it is a little of bit of work, every penny counts when it comes to meeting your financial goals!

Hopefully, this helps you deal with coin machines, fees, and the other hassles when finding a coin machine. Make sure you remember to check your Coinstar in 2019 so you can use your spare change to help you pay for your monthly bills.

What method do you use for dealing with spare change? Do you prefer the old school method of rolling them or the convenience of Coinstar?

Let us know in the comments and happy free coin rolling!

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The Buffalo animal-themed free slot game initially gained its popularity in the land-based casinos. When most of software manufacturers made the transition and brought the machine to virtual casinos, the online version became even more played. Players prefer to play free Buffalo slot machine games, which is available in the format of 5 reels and 4 symbols spinning per each reel. The machine is specific for its 1024 ways to win (fixed paying lines), and the changeable feature is the number of reels, while it is usually the other way around in video pokies.

Buffalo1050100300
Eagle50100150
Tiger50100150
Wolf2080120
Elk2080120
A and K1050100
Q and J520100
10 and 92510100

How to play Buffalo slot machine

The design is not the most attractive feature of this slot. Buffalo is a casino slot game that couldn't be defined as a graphically high, and the symbols are 2D. There are many cutting-edge machines nowadays, yet again, bettors prefer the traditional classic Buffalo over many new free slots. There are many things tied to Buffalo theme in the world and many people like them due to size and strength – buffalo sabres or buffalo wild wings is an example. Some would like to see the buffalo grill menu or buffalo bisons running wild, but it’s all about buffalo slot machine review. Hopefully some American football Buffalo Bills team fans will find this buffalo slot machine for their liking. We have tried to see why:

  • The big number of winning lines is praised among players because it matches symbols in more than thousand ways. This, compared to slots with 20 or less lines, secures more paying combinations.
  • Buffalo slots is a low volatility, penny slot. The bigger part of players are low / medium rollers, and this machine gives them the chance to bet between $0.1 and $100.
  • The machine features free spins for its bonus. This is the most wanted additional game in the slot world and is not hardly triggered.
  • The jackpot is 300 coins, one of the lowest jackpot amounts online. However, compared to the total bet amount, this is a fair number. Moreover, you can win it without even betting max; all betting values are eligible for the jackpot.
  • The return-to-player is 94.85%

Coin Denomination and Betting Values

The changeable features here are Reel Cost and Bet per Reel. The cost of reels goes from x1 to x40. As you reduce it, the reels you are betting on will lower, too, until you are left with only one betting reel. The line bet can be set between a penny and $2.50. These two configurations result in the amount shown in Total Bet, which varies from max $100 to min $0.01. Remember that all the free spins, once triggered, pay the values based on parameters that you've set before the additional game started. The same goes for the Auto Spin option. An expert's advice is to bet one coin on a video slot that has multiple lines. In this case, 1024 lines are all in play, so it is enough to just set $1.00 total bet. This will, according to studies, lead to higher and more frequent rewards.

Buffalo Slot Machine Tips

The most important part is free spins. Most players prefer to play free Buffalo slot game among other casino entertainments exactly for this reason. You'll have much greater odds of activating them by making all the reels count (x40 cost) because this gives more space for 3+ scatters to show and match. Also, if you are playing in the free demo version, you'll begin with $500 balance. Don't start betting on the max $100 right away or you might end up the gameplay after only 5 tries.

Here are the list of properties that will serve as free tips that are necessary to achieve the minimum level of awareness for preventing troubles and bring winnings.

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  • Play / Stop – 'Play' triggers the spinning of the Buffalo's reels. Once the round begins, this button will change itself to 'Stop' and by pressing it, you'll stop the spinning before it automatically finishes.
  • Win – The amount bellow 'Win' is the price you have won after a played round by landing a combo of symbols. All the payments found on the pay lines are added together, and their total amount is shown in this window. Once you press 'Play' again, the price will transfer to the total balance.
  • Balance – Right next to the Aristocrat's logo, you'll see your wager shown in dollars that represent coins when you are playing for fun. Once your balance is insufficient, you can change (lower) the coin selection in the free play, or reload the game. Players for real money can increase their wager and continue where they stopped.
  • Auto Play – The auto spin button is connected with 'Play'. It allows players to set the auto spinning after 1, 5, 10, 15, 20, or 25 times. Auto Play will stop once the Free Spins are triggered, or you run out of coins.
  • Settings – This option opens a new window where you can check or uncheck Sound Effects, Ambient Sound, and Spacebar Spins the Reels. When you open the game, the first two configurations are checked by default. The third one is convenient for computer players when the spacebar can be used instead of the 'Play' button.
  • Question Mark (?) – Here, you'll find five filters:
    • Feature: Explains the scatter card and free games additions;
    • Pay Tables: Shows the value and function of all the symbols, but only in the case of your stake being set at 1.00 coins;
    • Game Rules: Additional info about special symbols, and the gameplay;
    • Reel Power: Shows the reels (Xtra Reel Power);
    • Instructions: Explains different buttons. The machine's history can be viewed from here.

Ordinary Symbols

In total, there are 13 symbols appearing on the 5 Buffalo's online slots reels. This is the most common number of icons in online slots, although here they are matched in 1024 ways from left to right. There are 11 standard icons provided in the table above.

When you play the free Buffalo slots game, the same-named symbol is stacked, meaning that it can show itself multiple times on one reel. It is even possible, especially with the help of Wild, to fill the whole screen with these symbols. As you can see, only it and 10 and 9 symbols are paid when 2 of them are matched. Others count only for 3+ of them found on a win line. If your total bet exceeds $1, these above-mentioned winning values will be even higher, and if it is less than $1, the values will reduce.

Bonus Symbols

Two extra symbols exist in the slot:

  • Wild – Wild is present in almost every up-to-date video slot and is highly beneficial in the matching of symbols. This bonus card shown as a sunset acts as any available symbol excluding Scatter. During the regular play it appears only on the reels 2, 3, and 4, while in the free games, it will multiply the total payment by two or three times.
  • Scatter – This icon triggers the additional bonus games if 3, 4, or 5 of them are landed. It is shown as a golden coin.

Bonus Features

The Buffalo slots machine don't claim the download or registration. Also, it lacks special features such as gambling option and bonus games. However the following ones are enough for players to win big, and even multiply their win by 27 times!

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  • Xtra Reel Power – This bonus gives bettors a chance to bet on the number of consecutive reels they choose (from the first to the fifth). Furthermore, the third horizontal row of symbols (counted from above) will be added to the gameplay. The total bet changes according to the number of betted reels.
  • Free Spins – From the main screen, 8, 15, or 20 free spins can be activated depending on the number of scatters. Every round played during these spins is completely cost-free and can only bring benefit. Moreover, if only 2 scatters are found on the display during the feature, 5 extra free games are awarded.

Myths and Facts

Most players think that the Xtra Reel Power is applied to the 1024 lines. However, these two additions have nothing to do with each other; the first one, as above-mentioned, is about reels and their cost. If you wish to know why the Aristocrat company created exactly 1024 ways to win, simply multiply 4 rows on 5 reels (4 x 4 x 4 x 4) and the answer appears.
An interesting fact on the way to learning how to win Buffalo slot machine with own strategy, you'll see that it has a higher RTP percentage in the online version compared to land-based casinos (90% to 92%).

A myth about online video machines is that players will activate more winning combos if they bet on only $0.1. Though this is available at Aristocrat games page Buffalo online slot, consider the fact that every fair machine works by using Random Number Generator (RNG). Therefore, the odds are the same, no matter how large is the rollers' stake.

The Sequels and Similar Games

After the original version, Aristocrat created three more sequels! They are Buffalo Deluxe, Buffalo Legends, and Buffalo Stampede. As the new parts in the series were coming, we could see graphics and features improving every time. However, the software provided stayed true to the original and kept the trademarks through all the sequels. The last game differentiates the most, with a progressive jackpot, expanding reels, and free spin options added.

FAQ

📌 What Is the Buffalo Slot and Is It Available Online?

Buffalo is a popular land-based game that had a huge fan following. Its popularity led the gaming software developers to make a transition and bring this title to the online world. It tasted success here as well. The Buffalo slot is developed by Aristocrat and can be tried out on many of the licensed, reputed, and reliable gambling sites. It comes with 5 reels and 1024 ways to win. There will be 4 symbols spinning on each of the reels. This is an animal-themed slot that gives plenty of chances to gain big wins. The attractive features offered include free spins, wild and scatter icons. The gameplay is simple with high-end graphics, and 2D animal symbols.

📌 Can I Play Buffalo Slot for Free?

You can. This title is available on many of the reputed and popular gaming websites. Most of them provide this game in the free practice mode. This is suitable for all the players who are new to online casinos. You can check the gameplay and its features by trying out the practice mode. The biggest advantage is that you can check it out as many times as you want before playing for real cash. Once you get well-versed in it, you can always opt to place the real money stake.

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📌 How Do I Play Buffalo Slot with Real Money on the Internet?

To play this game with real money to win some prizes, you need first to find out the online gaming website that has this in its portfolio. Once you locate the site, the next step is to sign up for an account. Choosing sites that offer an attractive welcome bonus for the new gambles is a good option to bet with less money from your pocket. After signing up, you need to deposit the money required and then you can start to set the reels rolling.

📌 How to Play the Buffalo Slot?

Before you set the reels rolling, you need to choose the bet size. This is done by pressing the menu button provided on the bottom of the game screen. Press game settings to adjust the reel cost and bet per reel. Use these arrow keys provided under each option to set the total bet. There is also an autoplay option. Choose the number you want to allow the reels to spin continuously. Once done, move to the main game screen and press the spin button to play manually.

📌 Where to Play Online Buffalo Slots for Free?

The Buffalo slots casino game is offered both in free and real money versions with no download at the renowned online gambling platform, Slotozilla. All bettors from around the world are welcome to visit the site; the slots here are free from download and depositing as long as players want to spin 'for fun'. Once they decide to move on to the real play, where coins start representing a real currency, primarily signing up is required. After this, by using e-wallets, bank transfers, or credit cards, customers need to place a wager and then choose to bet on a slot. Next to Buffalo slots machine that is free and no download, there are over 1800 machines filtered on the SZ's pages by their themes and types. Some of the all-time favorite casino machines are WMS's Zeus, IGT's Cleopatra, NetEnt's Lights and Starburst, iSoftBet's Rango, and more.